WHAT DOES ST. MARY'S CREDIT UNION DO WITH YOUR PERSONAL INFORMATION?
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Reasons we can share your personal information
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Does St. Mary's Credit Union share?
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Can you limit this sharing?
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For our everyday business purposes -
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
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Yes
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No
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For our marketing purposes -
to offer our products and services to you
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Yes
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No
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For joint marketing with other financial companies
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Yes
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No
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For our affiliates' everyday business purposes -
information about your transactions and experiences
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No
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We don't share
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For our affiliates' everyday business purposes -
information about your creditworthiness
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No
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We don't share
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For nonaffiliates to market to you
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No
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We don't share
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What We Do
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How does St. Mary's Credit Union protect my personal information?
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To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
We also maintain other physical, electronic and procedural safeguards to protect this information and limit employee access as appropriate.
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How does St. Mary's Credit Union collect my personal information?
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We collect your personal information, for example, when you
- Open an account
- Make deposits or withdrawals from your account
- Pay your bills
- Use your credit or debit card
- Give us your contact information
We also collect your personal information from others, such as credit bureaus.
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Why can't I limit all sharing?
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Federal law gives you the right to limit only
- sharing for affiliates' everyday business purposes - information about your creditworthiness
- affiliates from using your information to market to you
- sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.
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Definitions
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Affiliates
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Companies related by common ownership or control. They can be financial and non- financial companies.
- St. Mary's Credit Union has no affiliates.
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Nonaffiliates
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Companies not related by common ownership or control. They can be financial and non- financial companies.
- St. Mary's Credit Union does not share with nonaffiliates so they can market to you.
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Joint Marketing
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A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
- Our joint marketing partners include companies such as Elan Financial Services, TruStage Insurance and Kasasa.
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Other Important Information
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To protect our members' privacy, we only work with companies that agree to maintain strong confidentiality protection and limit the use of information we provide. We do not permit these companies to sell or further share the information we provide to other third parties.
For Massachusetts Members. We will not share personal information from deposit or share relationships with nonaffiliates either for them to market to you or for joint marketing - without your authorization.
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