Privacy Policy Disclosure
Website Privacy and Data Collection
At St. Mary’s Credit Union (SMCU), safeguarding the privacy of our members is very important to us. We strive to deliver top-notch, quality, online products and services that fit your needs and help you to achieve your financial goals. This statement explains the data we collect when you use and visit our website at https://www.stmaryscu.org and provide you information about how your data may be shared within SMCU and with others as required or permitted by law including those who may work with us to better serve your needs as well as the ways you can optout.
Information That You Provide to Us
You may choose to provide your personal information through our Request Info and Contact Form located on our website. Data collected may include name, contact details, and a personalized message from you. Once your information is submitted, it is emailed to the appropriate SMCU staff and may be stored digitally. This information will be used to communicate with you regarding your inquiry. When you apply for a SMCU product or service through our secure website’s online application processes, you’re allowing us to collect and retain your personal information to complete your request and/or perform business procedures relating to your account(s). Information regarding your account(s) and applications(s) is securely stored for the timeframe noted in accordance with U.S., state, and federal law.
Google Analytics
St. Mary's Credit Union (SMCU) is serious about protecting our member's confidential information and about providing information to our members and consumers regarding how information is utilized by us. In order to offer a better website experience, St. Mary's Credit Union utilizes Google services to collect information about the use of our website (see Google Analytics https://policies.google.com/technologies/partner-sites). Google Analytics is a tool which collects information such as how often users visit our website, what pages were viewed on our website and other sites that were visited prior to coming to our website. Google Analytics only collects the IP address of the user instead of their name or other identifying information. This collection of log information and visitor use of the website aids us in determining how best to serve our community and members. In order to gather this information Google analytics places a cookie on your computer when you visit our website. This cookie is unique to you as a web user and this will "identify" you to google the next time you visit our website. To learn more about how Google analytics restricts the use of the information that they collect you can go to the Terms of Use and the Privacy Policy of Google Analytics at Google Analytics Terms of Use https://www.google.com/analytics/terms/us.html and Google Privacy Policy https://policies.google.com/privacy.
Opting Out
You can prevent Google Analytics from recognizing you when you come to our website by disabling cookies on your browser https://www.usa.gov/optout-instructions. However, if you disable cookies, our website and other services may not work or work as well as they should. We do not guarantee your ability to utilize our website or online services if you disable cookies.
Location Information
If you have enabled location services on your phone and agree to the collection of your location when prompted by the Services, we will collect location data when you use the Services even when the app is closed or not in use; for example, to provide our fraud detection services. If you do not want us to collect this information, you may decline the collection of your location when prompted or adjust the location services settings on your device.
Opting Out of Location Tracking
If you initially consented to the collection of geo-location information through the Services, you can subsequently stop the collection of this information at any time by changing the preferences on your mobile device. Please note, however, that if you withdraw consent to our collection of location information, you may no longer be able to use some features of the App.
Third Party Site Links
For your convenience, our website contains links that may bring you to websites governed by other organizations. SMCU is not responsible for the content or policies of those websites. We encourage you to read the policies of any other site that collects personally identifiable data before making use of these websites.