Build Your Business with a Local Partner

We’re in the business of growing yours. Reach out to any of our commercial team members — and let’s talk about your goals.

Sarah Day

Sarah Day

SVP, Commercial Lending 

Sarah Day
(508) 490-6742
[email protected]

As SVP, Commercial Lending, Sarah Day is committed to providing personalized service to you and your business. With over 20 years of banking experience, Sarah has the expertise to create a true financial partnership with your business and your community. She is constantly developing new avenues for engagement, convenience and innovation to exceed your needs and expectations. Give Sarah a call today .to start building a relationship with a commercial banker who sets higher standards for banking: yours.

Armand Fernandez

Armand Fernandez

SVP - Senior Small Business Loan Officer

Armand Fernandez
(508) 490-6779
[email protected]

With more than 35 years of business banking experience, Armand has the knowledge and experience to get you the right financing to help your business grow and thrive. Whether you're looking for a SBA loan, a business line of credit or a commercial mortgage, we can help you achieve your goals. He would love to put our money to work for you.

Karin Gaffney

Karin Gaffney

Vice President, Commercial Lending

Karin Gaffney
774-424-2195
[email protected] 

Karin Gaffney, Vice President of Commercial Lending, joined SMCU in 2022 and has over 30 years of experience helping business owners reach their goals. Driven by a strong commitment to customer service, Karin believes in relationship building and is eager to listen to business owners share their story so she can assist with products and services to help maximize their results. Karin also volunteers for many local communities and charitable organizations.
Nabil Farooq

Nabil Farooq

Senior Credit Manager & Commercial Relationship Manager

Nabil Farooq
(508) 490-6747
[email protected]

Nabil Farooq brings over 25 years of commercial lending experience to his role as Senior Credit Manager & Commercial Relationship Manager. Using his experience and expertise, Nabil will take the time to get to know you and your business to determine the best solutions to fit your lending needs.

Elizabeth Seymour

Elizabeth Seymour

Portfolio Manager

Elizabeth Seymour
508-490-8013
[email protected] 

Elizabeth joined St. Mary’s Credit Union in 2006 and has worked in many different positions in the Credit Union including: Retails, Deposit Operations, and Loan Servicing. Liz was promoted to Commercial Loan Portfolio Manager in early 2020. Elizabeth focuses on day-to-day tasks that help support the Commercial Loan Team as well as SBA loan processing functions. She enjoys supporting our business members in meeting all of their financial needs.