Your Strategic Partners in Growth
Experience You Can Lean On. Local Roots You Can Trust.
At SMCU, we don’t just provide capital; we provide a partnership. Our commercial lending team is dedicated to understanding the "why" behind your business goals so we can provide the "how." Whether you are navigating your first SBA loan or managing a complex real estate portfolio, Armand and Bryan are here to ensure you have a clear path to success.
With over 35 years of business banking experience, Armand is a cornerstone of the Massachusetts credit union lending community. He specializes in transforming complex financial needs into simple, actionable solutions.
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His Approach: Armand views every loan as a way to put our capital to work for the community.
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Areas of Expertise: SBA Lending (our 11-year streak leader), Business Lines of Credit, and Commercial Mortgages.
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The Goal: Helping your business not just survive, but thrive in a competitive market.
Bryan is a commercial lending expert who believes that the best business deals are the ones that build long-term relationships. For over 15 years, he has helped local entrepreneurs find the perfect lending structures to match their unique trajectories.
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His Approach: Beyond the initial closing, Bryan provides ongoing portfolio management to ensure your financing continues to work for you as you scale.
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Areas of Expertise: Relationship-based lending and customized commercial solutions.
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The Goal: Building mutually beneficial partnerships that strengthen our local economy.


