Your Financial Journey Starts Here
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No Monthly Service Fee
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No Minimum Balance Requirement
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ATM Fee Refunds
Your First Job, Your First Car, Your First Taste Of Independence.
Gateway Checking is more than just a place to stash your cash—it’s your financial training wheels. We’ve stripped away the fees and added the tech you need to manage your money like a pro. Whether you’re saving for your next adventure or grabbing coffee with friends, we’ve got your back.
An Account That Moves With You
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Tap & Go: Add your card to Apple Pay® or Google Pay™ for fast, secure payments right from your phone.
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Real-Time Control: Enroll in Mobile Banking Notifications to see your balance & more on your mobile device.
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ATM Freedom: Get up to $15 in ATM fee refunds every month, so you can use almost any machine without the "convenience" tax.
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Local Support: Stuck on how to deposit a check or use the app? Our local team is here to help you navigate banking.
The "No-Stress" Perks
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Truly Free: $0 monthly service fees. Your money stays yours.
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No Minimums: Whether you have $10 or $1,000, there’s no penalty for your balance.
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Unlimited Access: Write all the checks you need (and your first order is on us!).
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Easy Entry: Start your journey with just a $10 minimum deposit.
- Free digital banking services, including:
- Free online banking & bill pay
- Free mobile banking with mobile deposit
- Free eStatements
- Free Mastercard® debit card
- Nationwide surcharge-free ATM usage via the CO-OP® and SUM® networks
1Gateway Youth Checking account is limited to one account per eligible member. Account requires a parent or legal guardian as a joint account holder if the primary account holder is under age 18. Must be at least 18 years old to open an account online. Must be enrolled in eStatements to receive up to $15 in ATM fee refunds each month.
