Financial independence begins with a gateway account. Manage your money whenever, wherever, and however you want.

Key Features

  • ATM Withdrawal Fee Refunds
  • No Monthly Service Fees
  • Free Digital Banking
  • Receive up to $15 in ATM fee refunds each month
  • Must be age 16-22 to open account and be enrolled to receive eStatements for full account benefits1
  • No monthly service fee
  • No minimum balance requirements
  • Unlimited check writing
  • Free first order of checks
  • Free digital banking services, including:
    • Free online banking & bill pay
    • Free mobile banking with mobile deposit
    • Free eStatements
  • Free Mastercard® debit card
  • Nationwide surcharge-free ATM usage via the CO-OP® and SUM® networks
  • $10 minimum deposit to open

1Gateway Youth Checking account is limited to one account per eligible member. Account requires a parent or legal guardian as a joint account holder if the primary account holder is under age 18. Must be at least 18 years old to open an account online. Must be enrolled in eStatements to receive up to $15 in ATM fee refunds each month.