MyCardIQ

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How MyCardIQ Works:

MyCardIQ is integrated into our online and mobile banking platform providing cardholders a seamless experience to use and manage their SMCU debit card in real time on one unified platform.

 

With MyCardIQ You Can:

1. Add an enrolled card to a digital wallet such as Apple Pay® or Google Pay™.*
2. View one-time payments made to a card kept on file in the merchant’s database as well as automatic payments made from the card to merchants on a regular basis.
3. Turn cards on and off—when the card is off, no purchases or withdrawals are approved except for previously scheduled recurring payments.
4. Enable controls to restrict card usage based on location, spend limit, merchant type, and transaction type.
5. Establish alerts for each time the card is used based on specific desired alerts or when a transaction is attempted but declined.
6. Report a card as lost or stolen.

*Some services require an add-on service agreement.

 

MyCardIQ Benefits:

• Through the app, cardholders benefit from greater control of their cards and enhanced visibility into their financial transactions, helping them make smarter spending decisions.
• MyCardIQ enables cardholders to:
  • Use cards easily
  • Manage cards on-the-go
  • Understand spending
  • Engage in real time

 

 

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Enrollment:

Ready for more financial visibility? Enroll in MyCardIQ today through our Online Banking Platform or the SMCU Mobile Banking App.