Business Lines of Credit

A Flexible Financial Tool to Seize Every Opportunity

Whether you’re facing a sudden seasonal surge or a limited-time discount from a supplier, a Business Line of Credit (LOC) gives you the power to act immediately. Think of it as a reservoir of capital that’s there when you need it and stays out of your way when you don’t.

 

The Smarter Way to Manage Cash Flow

A Line of Credit is one of the most versatile tools in your financial kit as it provides the freedom to bridge gaps.

• Master Seasonal Shifts: Smooth out the peaks and valleys of your yearly revenue cycle.

• Capture Trade Discounts: Use your credit to pay suppliers early and take advantage of bulk pricing.

• Support Accounts Receivable: Keep the engine running while you wait for client invoices to clear.

• Instant Working Capital: Maintain a constant "ready-to-go" fund for day-to-day operations

 

How It Works

Our revolving credit lines are built to be as efficient as possible for the modern business owner.

Feature	Your Advantage
Revolving Credit	As you repay what you’ve used, those funds become available to use again.
Interest-Only Payments	You only pay interest on the specific amount you’ve advanced, not the total limit.
On-Demand Access	Draw funds exactly when you need them—no need to wait for a new approval process.
Local Precision	Benefit from quick, local decision-making by a team that understands the local market.

 

Fueling Local Resilience

We take pride in providing the liquidity that keeps our local towns thriving. Here are a few ways we’ve recently empowered businesses in our backyard:

• $200,000 SBA Line of Credit | Hudson, MA 

• $100,000 Working Capital LOC | Hudson, MA

• $50,000 Working Capital LOC | Berlin, MA 

 

Let's Get You Started

Our attentive, local team is here to help you secure the flexibility your business deserves from start to finish. Contact them today or Request Info.