Business Checking Plus

Your Business Growth, Rewarded

Rates

  • Larger Transaction Volume
  • Competitive Dividends
  • Simple Start
  • Local Team
Request Info

Designed For Your Business

As your business scales, your banking should, too. Our Business Checking Plus is designed for the established local business—giving you more transaction power and the benefit of earning dividends on every dollar, all while keeping that personal, local service you expect from SMCU.

 

The Foundations of a Stronger Business

More room to move, more ways to save. We’ve built this account to reward your success.

  • Earn Competitive Dividends: Your balance should be an asset. Earn dividends on your entire balance, turning your working capital into a growth tool.

  • 200 Free Checks Per Cycle: Double the capacity of our standard account ($0.30 per check thereafter) to handle your growing list of vendors and partners.

  • Flexible Fee Waivers: Keep your overhead at zero. We waive the $15 monthly service fee when you maintain an average monthly deposit of $10,000 or a business loan balance of $25,000.

  • Simple Start: Transitioning is easy with a low $10 minimum deposit to open.

 

The SMCU Signature Service

  • On the House: Your first order of checks is free (up to $100 value) to welcome you to the Plus group.

  • Next-Level Cash Management: Gain access to advanced online cash management tools to streamline your daily operations.

  • Total Digital Access: Manage your payroll, deposits, and bill pay from the office or the field with our Free Business Digital Banking suite.

  • Nationwide ATM Freedom: No-fee access at all our, CO-OP®, and SUM® network ATMs.

 

Built for What’s Next.

Your business has outgrown the basics. You deserve an account that rewards your balance and a team that understands your unique challenges.

Request Info. Fill out the form today to see how our local expertise and "Plus" benefits can give your business a competitive edge.

Request Info

The Unlawful Internet Gambling Enforcement Act, signed into law in 2006, prohibits any person engaged in the business of betting or wagering (as defined in the Act) from knowingly accepting payments in connection with the participation of another person in unlawful Internet gambling. The Department of the Treasury and the Federal Reserve Board have issued a joint final rule, Regulation GG, to implement this Act.

As defined Regulation GG, unlawful Internet gambling means to "place, receive or otherwise knowingly transmit a bet or wager by any means which involves the use, at least in part, of the Internet where such bet or wager is unlawful under any applicable Federal or State law in the State or Tribal lands in which the bet or wager is initiated, received or otherwise made". As a member of St. Mary's Credit Union, these restricted transactions are prohibited from being processed through your account or banking relationship with us. If you do engage in an Internet gambling business and open a new account with us, we will ask that you provide evidence of your legal capacity to do so.