Business Term Loans

Flexible Term Loans Designed for Growth

Growth requires more than just a vision; it requires the right tools at the right time. Our Business Term Loans are built to be a straightforward path to your next milestone. Whether you are upgrading your technology or expanding your footprint, we provide the predictable structure you need to move forward with confidence.

 

A Tool for your Business Needs

Unlike a line of credit intended for short-term gaps, a Term Loan provides a lump sum of capital with a clear roadmap for repayment. Use it to check off the big items on your "next steps" list:

• Equipment & Machinery: Modernize your operations with the latest tech or heavy machinery.

• Inventory Support: Scale up your stock to meet seasonal surges or new contract demands.

• Facility Improvements: Refresh your storefront or optimize your warehouse layout.

• Business Refinancing: Consolidate debt to improve your monthly cash flow.

 

The SMCU Advantage

Feature	Your Advantage
Customized Repayment	We structure terms based on your specific revenue cycle, not a template.
Local Decision-Making	Faster approvals because our underwriters understand the local market.
End-to-End Support	Direct access to your lending officer from application to the final payment.

 

Proven Momentum in Our Communities

We don't just talk about growth; we’re actively funding it. Here are some recent transactions that helped local small businesses put their plans into motion:

• $160,000 Term Loan | Hudson, MA 

• $200,000 Term Loan | Marlborough, MA 

 

Your Next Move Starts with a Conversation

Our attentive, friendly team is ready to help you map out the financing that fits your trajectory. Contact them today or Request Info.