Your Strategic Partners in Growth
Experience You Can Lean On. Local Roots You Can Trust.
At SMCU, we don’t just provide capital; we provide a partnership. Our commercial lending team is dedicated to understanding the "why" behind your business goals so we can provide the "how." Whether you are navigating your first SBA loan or managing a complex real estate portfolio, Armand and Bryan are here to ensure you have a clear path to success.
With over 35 years of experience in financial services, Lenny is a trusted advisor dedicated to helping members find the right financial solutions for every stage of life and business. He brings extensive lending expertise and a commitment to building lasting relationships through personalized service and sound financial guidance.
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His Approach: Lenny believes banking is about understanding each member's unique goals and providing solutions that support their success today and in the future.
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Areas of Expertise: Commercial & Small Business Lending, Residential Mortgages, Consumer Lending, Indirect Auto Financing, and Marine Lending.
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The Goal: Helping members make informed financial decisions with confidence by delivering tailored products, services, and expert guidance.
With over 35 years of business banking experience, Armand is a cornerstone of the Massachusetts credit union lending community. He specializes in transforming complex financial needs into simple, actionable solutions.
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His Approach: Armand views every loan as a way to put our capital to work for the community.
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Areas of Expertise: SBA Lending (our 11-year streak leader), Business Lines of Credit, and Commercial Mortgages.
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The Goal: Helping your business not just survive, but thrive in a competitive market.
Bryan is a commercial lending expert who believes that the best business deals are the ones that build long-term relationships. For over 15 years, he has helped local entrepreneurs find the perfect lending structures to match their unique trajectories.
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His Approach: Beyond the initial closing, Bryan provides ongoing portfolio management to ensure your financing continues to work for you as you scale.
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Areas of Expertise: Relationship-based lending and customized commercial solutions.
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The Goal: Building mutually beneficial partnerships that strengthen our local economy.
With over 9 years of experience across banking and credit unions, Adam brings a well-rounded background in collections, loan servicing, and commercial lending. He is known for his ability to navigate complex financial situations, manage risk effectively, and deliver clear, practical solutions that support both members and business clients.
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His Approach: Adam believes in proactive communication, attention to detail, and making complex financial situations simple and manageable for his members.
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Areas of Expertise: Commercial lending, portfolio management, credit analysis, loan servicing, collections strategy, and business banking.
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The Goal: Helping members and businesses achieve long-term financial stability and growth through thoughtful, reliable lending solutions.