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1 On The Go Checking: Requirements to receive up to $15 in ATM fee reimbursements per monthly statement cycle, per account: one minimum direct deposit of $250.00, at least 10 posted POS (Point of Sale) Debit Card transactions on the account , and eStatement enrollment. Dividend rate may change after the account is opened.

2 No-Fee Checking: Dividend rate may change after the account is opened.

3 Gateway Checking: Requires eStatement enrollment to receive up to $15 in ATM fee reimbursements per monthly statement cycle, per account until primary account holder reaches 23. Dividend rate may change after the account is opened.