Homeownership is at the heart of what we do for our members. Find the right home to build your future in with affordable, made-to-you financing.

Key Features

  • Competitive Rates
  • Free Pre-Qualification
  • Refinancing Available
  • Competitive rates for home purchase and refinance
  • Available for primary residence, second homes, vacation homes, or investment properties
  • A wide range of terms customized to your unique situation
  • Variety of financing programs available:
    • First-time homebuyer products
    • Fixed-rate mortgages
    • Adjustable rate mortgages (ARMs)
  • Helpful loan advisors with working knowledge of the local real estate market
  • Free pre-qualification for extra confidence when buying your home
  • Prequalify and receive a $400 credit on your mortgage at closing1
  • Refinance your current home to potentially lower your rate
  • Quick, local decision-making and processing
  • Attentive, friendly service from start to finish
  • Check today's mortgage and home equity rates.


For every mortgage closing through June 30, 2020 we will donate $250 to a local food bank, up to $20,000*!


*$250 for every new mortgage closed at St. Mary’s Credit Union through end of business on June 30, 2020 will be donated to the United Way of Tri-County’s Food Banks (The Pearl Street Cupboard in Framingham and the Marlborough Community Cupboard )  up to a total of $20,000. 

1Valid for St. Mary's Credit Union mortgage pre-qualification only. Valid on new home purchase mortgages, excludes co-op, mobile or manufactured homes. Subject to credit and loan approval. Consumers Only. Owner Occupied Only. One coupon per loan. Closing costs credit is not applicable to home equity loans or lines of credit. Membership eligibility required. Offer may be withdrawn at any time. Coupon will be credited at closing. Consumer should reference coupon in online application or in person.