Home Mortgage Loans

  • Find and finance the home of your dreams
  • Free pre-qualification
  • Refinancing available
  • Servicing from your credit union for the life of the loan
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Home Equity Loans and Home Equity Lines of Credit

  • Convert your home equity into financing for a variety of needs
  • Funds can be accessed when needed and interest paid may be tax deductible1
  • Quick, local decision-making and processing
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Meet Our Mortgage Team

Meet our dedicated team of expert lenders.

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Offering Home Loans in Massachusetts

Your home is the biggest investment you’ll ever make, so it’s important to partner with a credit union you can trust. St. Mary’s Credit Union is a credit union which offers home loans and has over 100 years of experience providing convenient banking to communities in Massachusetts. We serve the state’s residents with high-quality products and services, from mortgages and refinancing options to home equity loans and credit lines.

Home Mortgage Loans and Refinancing

For anyone who needs help achieving the home of their dreams, we offer quality home mortgages with competitive rates. Mortgage loans are available for primary residences, second homes, vacation homes, and even investment properties, with a wide range of optional terms to tailor your loan to your unique needs. We assist first time homebuyers as well. And to give you some extra confidence with buying, we’ll even pre-qualify you for free.

If you’re looking to refinance instead, we can help with that, too. Whether you’re looking for a better rate, a longer repayment period, or a new loan partner you can trust, we have you covered with fast, reliable service through the end of your loan.

Home Equity Loans and Home Equity Lines of Credit

You have thousands of dollars of value in your home. All that value can be converted into funding for nearly anything, from college tuition to your next big renovation project. Our home equity loans give you the full amount of your funds in one payment so you can access them when you need them. The interest might even be tax deductible to save you money in the long term.

Or apply for a home equity line of credit (HELOC) and access only the amount you need when you need it. We offer revolving credit, no closing costs, easy fund availability, and the option to use your existing equity as collateral.

Meet Our Mortgage Team

At St. Mary’s Credit Union, we are proud to be home to a skilled and experienced team of mortgage originators. Whether you’re a first-time homebuyer or an experienced owner, our experts are dedicated to helping you understand your loans. They can meet you in a convenient location and explain the variety of products and options we offer. Our team also takes the time to understand your goals and respond to your questions about the process. From the first phone call to the last payment, you can expect our service to be friendly and attentive to your needs.

Learn More About Our Home Loans

St. Mary’s Credit Union is more than just a financial institution – we’re also a member of the communities we serve. We’re here to help you with your new home, education, renovation, or project with high-quality products, competitive rates, and assurance of the confidentiality of your information. And because we’re local, we can promise convenience you can’t find anywhere else. Whether it’s a phone call, a question, or an important document, nothing is sent to a distant out-of-state headquarters. All processing and decision-making are done locally to ensure a shorter wait time than you’d get with a national company.

If you’re looking for a home loan credit union in Massachusetts, consider working with St. Mary’s Credit Union. To learn more about our products and services, contact us or visit one of our branches today.