Calculating How Much Mortgage You Can Afford

Calculating How Much Mortgage You Can Afford

Posted 09/21/2020

If you're preparing to purchase a home, congratulations - you're about to take an exciting step! Many factors will shape your decisions over the coming weeks and months, and paying for your new house will be primary among them. Most homebuyers need a mortgage to finance their purchase, leaving you with an important question: how much mortgage can you afford? To determine how much you can (and should) borrow, St. Mary?s Credit Union takes a closer look at calculating the costs of homeownership.

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The Advantages of Online and Mobile Banking

The Advantages of Online and Mobile Banking

Posted 08/20/2020

Online banking certainly isn't new, but in this digital era we live in, it's something most people can't imagine living without. Replacing the need to visit the bank for a variety of reasons, online banking is offered by most financial institutions at no additional cost, whether you have a checking account or mortgage. Here, St. Mary's Credit Union, serving most of Massachusetts, explains the biggest benefits of online banking that you could be taking advantage of.

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How to Set Up and Benefit from Direct Deposit

How to Set Up and Benefit from Direct Deposit

Posted 07/20/2020

St. Mary's Credit Union in Massachusetts explores the benefits of direct deposit. Not only is it free to set up, but it's also far more convenient, efficient, and secure than other payment options.

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When Is the Right Time to Refinance Your Mortgage?

When Is the Right Time to Refinance Your Mortgage?

Posted 07/06/2020

There are many reasons that homeowners refinance their mortgage, from lowering their interest rate to switching from a variable to fixed rate loan. But in times when mortgage rates are more attractive than one's original deal, is it really the best decision

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The Benefits of a Home Equity Loan at St. Mary's Credit Union in Massachusetts

The Benefits of a Home Equity Loan at St. Mary's Credit Union in Massachusetts

Posted 06/25/2020

Home equity loans are a great way to pay for a renovation, consolidate your debt, or even fund your child's education. But before you apply, it's important to fully understand equity loans and decide whether they're right for you. Serving members

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