Can I Refinance my Auto Loan?
Whether you drove off the lot with a new minivan or a used compact car, chances are you borrowed money to buy your new wheels. Even if you bought a used car, your loan probably requires a healthy monthly payment.Read More
Why Choose a Credit Union Rather Than a Bank?
If you need to open a checking account, finance your college education, purchase a car or buy your first home, you'll want to work with an institution that can help you achieve your goals. With so many options available, it can be hard to choose a lender. However, the type of institution you join could ultimately determine whether you get competitive rates, better loan terms, and personalized attention.Read More
Entrepreneurs and Startups: Dream Big with an SBA Loan
Your landscaping business is cleaning up in 2021. If only you had enough money for another piece of equipment, you could take on even more clients. But you need access to capital - right now--to do so. More than 90% of small business owners would like access to a line of credit, but fewer than 5% will qualify for one. However, there are other options available for startups, entrepreneurs, and early-stage business owners like you.Read More
How to Set Up Direct Deposit and Its Benefits
Depositing your paycheck, Social Security benefits, and other recurring payments once required a visit to your nearest St. Mary's Credit Union branch or ATM. Today, direct deposit makes it easy to automatically receive these payments in your checking or savings account without leaving home.Read More
What Is a Roth IRA?
If you're focused on retirement, you've likely heard that a Roth IRA is an excellent way to save. While these accounts provide a great opportunity to ensure financial comfort after leaving the workforce, their complexities can be difficult to understand. Here, we'll take a closer look at Roth IRA savings or certificate account to help determine if they're the right choice for you.Read More