What Is a Roth IRA?

What Is a Roth IRA?

Posted 01/05/2021

If you're focused on retirement, you've likely heard that a Roth IRA is an excellent way to save. While these accounts provide a great opportunity to ensure financial comfort after leaving the workforce, their complexities can be difficult to understand. Here, we'll take a closer look at Roth IRA savings or certificate account to help determine if they're the right choice for you.

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Understanding Mortgage Interest Rates In MA

Understanding Mortgage Interest Rates In MA

Posted 12/08/2020

A home is likely the largest investment you'll ever make and one of the most exciting. Yet before deciding which neighborhoods you like best and how many bedrooms you need, take a moment to think about another important concern: mortgage interest.

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Making Money-Wise Decisions with Your Federal and Massachusetts State Tax Refunds

Making Money-Wise Decisions with Your Federal and Massachusetts State Tax Refunds

Posted 11/02/2020

Are you wondering what to do with your Massachusetts state refund? Learn how to make your money work for you with St. Mary?s Credit Union.

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The Importance of Online Banking and Bill Pay for Small Businesses

The Importance of Online Banking and Bill Pay for Small Businesses

Posted 10/26/2020

Running a small business is a balancing act. In addition to providing your products or services, you also need to manage every other aspect of the company ? including finances ? while also looking for ways to cut costs. Online banking can help. Here, St. Mary?s Credit Union takes a closer look at how small business online banking can make financial management more convenient, secure, and affordable for your company.

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Calculating How Much Mortgage You Can Afford

Calculating How Much Mortgage You Can Afford

Posted 09/21/2020

If you're preparing to purchase a home, congratulations - you're about to take an exciting step! Many factors will shape your decisions over the coming weeks and months, and paying for your new house will be primary among them. Most homebuyers need a mortgage to finance their purchase, leaving you with an important question: how much mortgage can you afford? To determine how much you can (and should) borrow, St. Mary?s Credit Union takes a closer look at calculating the costs of homeownership.

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