Ensure your home is as energy efficient as possible for as little as possible. From heaters to insulation, your rate’s always 0%APR.
- Finance Home Upgrades
- 0% APR Loan
- Improves Energy Efficiency
- 0% APR loan for all your energy-efficient home needs
- Eligible energy efficiency improvements that could be recommended may include:
- Attic, Wall, and Basement Insulation
- High Efficiency Heating Systems
- Central Air Conditioning / Air Source Heat Pumps
- Ductless Mini Split Heat Pumps
- High Efficiency Domestic Hot Water Systems
- Solar Hot Water Systems
- 7-Day Digital & Wi Fi Thermostats
- ENERGY STAR® Qualified Replacement Windows
- Available for loans up to $25,000
- Flexible terms that fit your situation
- Quick, local decision-making and processing here in Massachusetts
- Attentive, friendly service from start to finish
- Applies to owner-occupied 1-4 family residences only
- Must obtain a Mass Save Home Energy Assessment
- Max 84 month term
- You must sign up for a Home Energy Assessment through Mass Save.
- A Mass Save representative will assess your energy efficiency improvement needs and determine what improvements are recommended and eligible for financing. The representative will provide a HEAT Loan Intake Form, Program Steps, and Minimum Standards and Requirements.
- Obtain written contractor price proposal(s) for the installation of the improvements.
- Forward the proposal(s) for review and approval to your Mass Save HEAT Loan representative along with the HEAT Loan Intake Form.
- Once approved you will receive a HEAT Loan Authorization Form.
- Finalize the loan and obtain two-party checks.
- Measures are installed and Mass Save conducts a post-installation inspection on the installed improvements.
- After satisfactory inspection, sign check over to contractor and any additional rebates are processed.
Learn More About the Process
Getting that 0%APR loan is 100% easy. To learn about the Mass Save® HEAT loan process, hit the button below.