Auto Loans

You Find the Car. We’ll Find the Perfect Loan

New, Used, Refinance, and or Lease Buyout, we have it all. SMCU is here to make your auto loan process simple. With over 100 years in the banking industry, we are a local and trusted credit union with a focus on what’s best for you, your vehicle, and your wallet.

 

Auto Financing That Fits Your Life

We’ve streamlined the process so you can spend less time on paperwork and more time on the road.

• New & Used Loans: Competitive, fixed rates to help you get behind the wheel of a vehicle you love.

• Auto Loan Refinancing: Lower your monthly payments and put more money back in your pocket.

• Lease Buyouts: Love the car you're in? We make it easy to call it your own.

• Gap Protection: Drive with peace of mind knowing you’re protected from the unexpected.

 

Refinance in 3 Simple Steps

Lowering your payment shouldn't be a headache. We’ve made it easy:

1. Apply in Minutes: Our free online application is fast and secure. Click Apply Now

2. Relax While We Work: Our local team reviews your details immediately.

3. Get Moving: In one business day or less, we’ll reach out with a custom plan built for your budget.

 

Ready to Get Started?

Experience the difference of an auto loan that’s approved and managed locally. View Our Rates or Apply today

Auto Dealers -

Below are links to all of the documents that you will need to help your customers apply for an SMCU Auto Loan. If you have any questions, please contact our Indirect Lending Specialist at 508-490-6725. Thank you!

• Certification & Resolution Relative to Borrowing
• RBP Disclosure
• Member Account Agreement