Guide to Buying a Home

St. Mary's Credit Union is dedicated to helping you make smart choices during the home buying process. That's why we've created this guide to buying a home in Massachusetts. In this section, we provide you with a few resources to help you get started:

How Much Home Can You Afford?

The Mortgage Process

Explore Your Mortgage Options

We also invite you to visit our Mortgage Web Center, where you will find excellent resources like rates, mortgage calculators, a glossary of terms and answers to your most frequently asked questions.

If you still have questions or prefer to speak to one of our expert mortgage lenders, please do not hesitate to contact Maria Mendoza, Karen Mitchell or Heather Pedersen.

Maria Mendoza
Mortgage Originator
NMLS ID: 481138
(774) 245-8786
Habla español


Karen Mitchell
Mortgage Originator
NMLS ID: 556375
(774) 424-8627

Heather Pedersen

Heather Pedersen
Mortgage Originator
NMLS ID: 906345
(508) 561-7647

Home Mortgage Disclosure Act Notice
The HMDA data about our residential mortgage lending are available online for review. The data show geographic distribution of loans and applications; ethnicity, race, sex, age and income of applicants and borrowers; and information about loan approvals and denials. HMDA data for many other financial institutions are also available online. For more information, visit the Consumer Financial Protection Bureau’s Web site (