Loan Rates

Auto Loans (up to $100,000)

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Terms for Purchases & RefinancesAPR*
2019 - 2017 vehicles as low as 3.25% APR
2016 - 2014 vehicles as low as 3.95% APR
2013 - 2012 vehicles as low as 4.20% APR
2011 - older vehicles as low as 5.25% APR

*Annual Percentage Rates are accurate as of 8/13/2018 and can change at any time without notice. Interest rates may vary depending on each individual's credit history, underwriting factors and repayment term selected. Maximum loan-to-value is 100%. The stated rate includes a 0.50% AutoPay discount that applies when loan payments are automatically deducted from a St. Mary's Credit Union statement account. Rates and terms may change at any time without notice. Credit Union membership required. Contact the Loan Department at 508.490.8000 for additional terms and details. Loan Calculators

Recreational Vehicle/Motorcycle Loans (up to $100,000)

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Terms for Purchases & RefinancesAPR*
2018 - 2015 vehicles as low as 6.50% APR
2014 - older vehicles as low as 9.25% APR

*Rate is determined by credit score and year of vehicle
*Annual Percentage Rates are accurate as of 1/8/18 and can change at any time without notice. The stated rates include a 0.50% AutoPay discount that applies when loan payments are automatically deducted from a St. Mary's Credit Union statement account. Interest rates may vary depending on each individual's credit history, underwriting factors and repayment term selected. Rates and terms may change at any time without notice. Credit Union membership required. Contact the Loan Department at 508.490.8000 for additional terms and details. Loan Calculators

Personal Loans (up to $15,000)

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Personal Loan TermsAPR*
Various Terms Available as low as 10.50% APR

*Rate is determined by credit score
*Annual Percentage Rate is accurate as of 1/1/14 and can change at any time without notice. The stated rate includes a 0.50% AutoPay discount that applies when loan payments are automatically deducted from a St. Mary's Credit Union statement account. Maximum term of 60 months. You rate may vary depending on the repayment term selected and your credit score. Rates and terms may change at any time without notice. Credit Union membership required. Contact the Loan Department at 508.490.8000 for additional terms and details. Loan Calculators