Overdraft Protection

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Everyone makes mistakes that sometimes result in an overdraft to your checking account. However, with St. Mary's Overdraft Protection services, you can avoid the embarrassment and the expense that is associated with those mistakes.

Overdraft Transfer Service

Set up funds to automatically transfer from any St. Mary's Credit Union deposit account to your St. Mary's checking account. Visit any branch location or call us at (866) 585-7628 to set up the Overdraft Transfer Service on your accounts today.

Overdraft Protection Loan

Apply for an Overdraft Protection Loan for up to a $5,000 limit at a very competitive rate. You can apply for an Overdraft Protection Loan conveniently online, or at any St. Mary's Credit Union branch. You can also apply over the phone with our Member Service Center by calling (866) 585-7628.

Overdraft Privilege Service

For details on this service please speak with a Member Service Representative in one of our branches or by calling (866) 585-7628. Click here for our Overdraft Privilege Service disclosure. If you would like to opt-in for OPS Service, you may do so using the OPS Opt-In tab in Online Banking.

Our current overdraft services fees are available on our Fee Schedule.

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