Online Banking

  • Access all your accounts, anytime, anywhere
  • Check balances, make transfers, pay bills, and more
  • Completely secure, safe, and FREE!

Bill Pay

  • Pay bills online quickly and easily
  • Completely FREE!
  • Safe and secure

PopMoney: Person to Person Payments

  • Pay people without checks or cash
  • Send and receive money via email and text
  • Send personalized eGreetings with your payments

Mobile Banking

  • Puts your most important banking tasks within your reach
  • Easy to use via SMS text, browser, or smartphone app
  • A safe, convenient, free service for all our members

Mobile Deposit

  • Deposit checks with your smartphone or tablet
  • Make secure deposits anytime, anywhere
  • Available with the free SMCU Tablet app for iOS, Android and Kindle Fire

Tablet Banking

  • Access your accounts straight from your tablet device
  • Check balances, make transfers, deposit checks, and more
  • Available with free SMCU Tablet app for iOS, Android and Kindle Fire


  • Receive your account information electronically, for free!
  • More secure and eco-friendly than paper statements
  • Access up to 13 months account history online

Debit and ATM Cards

  • Free cards that are accepted worldwide
  • Part of the CO-OP, SUM™, NYCE® and MasterCard® networks
  • Free debit card fraud protection

Overdraft Protection

  • Overdraft transfer service
  • Overdraft protection loan
  • Overdraft privilege service

Service Center

  • Find other services from your credit union
  • Phone numbers, lost or stolen card info, and more
  • Teller services to meet all your banking needs

Secure Email

  • Send a secure email to our Member Service Center
  • Same security encryption as online banking
  • Easy to do with a step-by-step guide

Deposit Insurance

  • Your deposits are fully insured
  • Insured by the NCUA to at least $250,000
  • Excess deposits insured through the MSIC