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The Smart Option Student Loan® for St. Mary's Credit Union by Sallie Mae® is an ideal solution to help you pay for college expenses not covered by scholarships and federal loans.

Now you can pay for college the smart way with three great repayment options and competitive interest rates! To learn more or to apply, please get started here.

Student Loans

The Smart Option Student Loan features and benefits:

  • For borrowers attending degree-granting institutions
  • Multiple in-school repayment options plus a choice of competitive fixed and variable interest rates, providing even more flexibility
  • No origination fee and no prepayment penalty
  • Benefits and an interest rate reduction available
  • Rates that reward creditworthy borrowers
  • Applying with a creditworthy cosigner may help you qualify
  • 100% US-based Student Loan Specialists

To learn more, please get started here.