St. Mary's CU offers a variety of personal Visa® and American Express® credit cards, each with specific rewards and benefits. Our cards are accepted worldwide, and give you purchasing power wherever you go.

Take a look at our different programs and find out the one that best fits your needs and lifestyle. We offer competitive rates, low to no annual fees, and some of the best rewards programs around.

We also offer Visa® Business Credit Cards.

Have questions? Need help? Get more information about each of our personal credit cards, or call our Cardmember Service Center at (800) 558-3424.

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Visa® Cards

Visa® Platinum Card

  • Save on interest with an extended introductory rate and pay down other credit card balances faster.

Visa® Bonus Rewards Card

  • Watch your rewards add up fast with 1 point for every $1 you spend on eligible net purchases, and receive automatic bonus points each month. Plus get $25 cash back1 after your first purchase.

Visa® Bonus Rewards PLUS Card

  • Watch your rewards add up even faster with 1 point for every $1 you spend on eligible net purchases, and receive even more automatic bonus points each month. Plus get $50 cash back1 after your first purchase – all with a low annual fee.

College Rewards Visa® Card

  • Get off to the right start with a great rate and manageable credit line, plus earn rewards on your everyday spend.

Secured Visa® Card

  • Start building (or rebuilding) your credit history, even if you’ve been turned down for other credit cards, with flexible credit lines based on a security deposit and a low annual fee.
1 - Reward points can be redeemed as a cash deposit to a checking or savings account or as a statement credit to your credit card account. First purchase bonus points will be applied 6 to 8 weeks after first purchase and are not awarded for balance transfers or cash advances.
2 - Late payments and going over the credit limit may damage your credit history.
The creditor and issuer of these Cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc. and American Express. American Express is a federally registered service mark of American Express.

American Express® Cards

Cash Rewards American Express® Card

  • Earn cash back1 every time you use your card: 3% on gas, 2% at supermarkets, and 1% on all other eligible net purchases, plus $25 cash back1 after your first purchase.

Travel Rewards American Express® Card

  • Earn great rewards faster with 3X reward earnings on airline net purchases and 2X reward earnings on restaurant and hotel net purchases and 1X reward earnings on all other eligible net purchases, plus get $75 cash back1 after your first purchase – all with a low annual fee.

1 - Reward points can be redeemed as a cash deposit to a checking or savings account or as a statement credit to your credit card account. First purchase bonus points will be applied 6 to 8 weeks after first purchase and are not awarded for balance transfers or cash advances.
2 - Late payments and going over the credit limit may damage your credit history.
The creditor and issuer of these Cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc. and American Express. American Express is a federally registered service mark of American Express.