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St. Mary's CU offers a variety of personal Visa® and American Express® credit cards, each with specific rewards and benefits. Our cards are accepted worldwide, and give you purchasing power wherever you go.

Take a look at our different programs and find out the one that best fits your needs and lifestyle. No matter which card you choose, you’ll enjoy important features like EMV smart chip technology for added security, mobile purchasing capability for added convenience, plus much more!

We also offer Visa® Business Credit Cards.

Have questions? Need help? Get more information about each of our personal credit cards, or call our Cardmember Service Center at (800) 558-3424.

Credit Cards

Pay Down Balances

Visa® Platinum Card

  • Pay down your other credit card balances faster with a great low introductory rate for an extended time
  • Save on interest
  • Non-Rewards
  • Apply Now

Rewards To Use The Way You Want.4

Visa® Real Rewards Card

  • Earn 1.5 points monthly for every $1 you spend on eligible net purchases (equal to 1.5% cash back)5
  • No cap or limit on the number of points you can earn, and you have five years to redeem for rewards
  • 2,500 bonus rewards points awarded after first purchase3
  • Apply Now

Build Your Credit

Visa® College Real Rewards Card

  • Earn 1.5 points monthly for every dollar you spend on eligible net purchases5
  • No cap or limit on the points you can earn, plus you have five years to redeem points for rewards4
  • 2,500 bonus rewards points awarded after first purchase3, redeemable for $25 cash back, merchandise, gift cards or travel savings.
  • Apply Now

Visa® Secured Card

  • Provides an excellent opportunity for someone starting a credit history or for someone who has been turned down for a credit
    card. If you need to improve or re-establish your credit history8, here's a great way to begin that process.
  • Enjoy the convenience of credit including the option to carry a balance while earning interest on your secured savings account.
  • Apply Now

Flexible Cash Rewards.

Cash Rewards American Express® Card

  • 3% cash back1 on the first $6,000 in eligible net purchases made each year at gas stations2,4
  • 2% cash back on eligible supermarket net purchases
  • 1% cash back on all other eligible net purchases
  • $25 cash back awarded after first purchase3
  • Apply Now

Rewards To Use The Way You Want.4

Premier Rewards American Express® Card

  • Earn 4 points for every $1 spent on eligible net restaurant purchases6
  • Earn 3 points for every $1 spent on eligible net airline purchases
  • Earn 2 points for every $1 spent on eligible net gas purchases
  • Earn 1 point for every $1 spent on all other eligible net purchases
  • Plus, earn 10,000 one-time bonus rewards after you spend $1,000 in the first 3 months3.
  • No cap or limit on the number of points you can earn, and you have five years to redeem for rewards4
  • Reimbursement for either Global Entry or TSA Pre?®7
  • Apply Now