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Why Wait For Payday?

Direct deposit your pay to a St. Mary's Credit Union checking account and get paid UP TO TWO DAYS EARLY!

Our Relationship account is a premium checking account that pays higher dividends and offers exclusive perks to those who use St. Mary's Credit Union for a majority of their banking needs.

Simply keep a higher deposit balance and use direct deposit, and you're in! Once you meet these requirements, you'll enjoy a premium Relationship Checking account rate, up to $15 in ATM fee reimbursements each statement cycle, preferred CD rates, and a variety of other benefits.

Check out our current rates.

Relationship Checking
  • Premium rate checking account
  • Minimum average daily balance of $2,500 needed to waive $15 monthly service fee
  • Requirements to receive Relationship Benefits:
    • $20,000 combined average daily balance on all deposit accounts
    • Direct Deposit
  • When the above requirements are met, you'll receive:
    • Premium Relationship Checking rate - view our current rates
    • All ATM fees reimbursed up to $15 per statement cycle
    • Preferred CD rates
    • Free checking services: 1 free replacement debit card per year, free stop payments, free standard style checks, free check copies, free statement copies
  • Deposit insurance of all balances through NCUA and MSIC
  • Debit Card Guide to Mastercard Benefits (as of July 1, 2019)