High Rate Checking
Why Wait For Payday?
Direct deposit your pay to a St. Mary's Credit Union checking account and get paid UP TO TWO DAYS EARLY!
This tiered, dividend-earning account is specially designed for members who maintain a high balance and need check writing convenience. It requires a $5,000 opening deposit, but if you maintain that balance, you can avoid the $6 monthly service fee.
High Rate Checking also requires that you take advantage of one of our time-saving convenience services, like Direct Deposit or Bill Pay, on each statement cycle. Come by today and open this powerful checking account.
- A tiered, dividend-earning checking account
- Minimum balance of $5,000 needed to waive $6 monthly service fee
- Must use direct deposit or online bill pay services
- Free MasterCard® debit or ATM card
- Free Online Banking and Bill Pay
- Free Mobile Banking
- Free eStatements
- Free 24-hour S.M.A.R.T Line Telephone Banking System
- Free ATM usage at all St. Mary's ATMs, CO-OP Network and SUM network ATMs
- Deposit insurance of all balances through NCUA and MSIC
- $5,000 minimum deposit to open
- Debit Card Guide to Mastercard Benefits (as of July 1, 2019)