Services

  • Online Banking

    Online Banking

    • Access all your accounts, anytime, anywhere.
    • Check balances, make transfers, pay bills, and more.
    • Completely secure, safe, and FREE!
  • Bill Pay

    Bill Pay

    • Pay bills online quickly and easily
    • Completely FREE!
    • Safe and secure
  • PopMoney: Person to Person Payments

    PopMoney: Person to Person Payments

    • Pay people without checks or cash
    • Send and receive money via email and text
    • Send personalized eGreetings with your payments
  • Mobile Banking

    Mobile Banking

    • Puts your most important banking tasks within your reach.
    • Easy to use via SMS text, browser, or smartphone app.
    • A safe, convenient, free service for all our members.
  • Mobile Deposit

    Mobile Deposit

    • Deposit checks with your smartphone on your schedule
    • Make secure deposits anytime, anywhere
    • Available with the free SMCU Mobile app for iOS and Android
  • Tablet Banking

    Tablet Banking

    • Access your accounts straight from your iPad
    • Check balances, make transfers, deposit checks, and more
    • Available with free SMCU Tablet app for iOS
  • eStatements

    eStatements

    • Receive your account information electronically, for free!.
    • More secure and eco-friendly than paper statements.
    • Access up to 13 months account history online.
  • Debit and ATM Cards

    Debit and ATM Cards

    • Free cards that are accepted worldwide.
    • Part of the free SUM™, NYCE® and MasterCard® networks.
    • Free debit card fraud protection.
  • Overdraft Protection

    Overdraft Protection

    • Overdraft transfer service.
    • Overdraft protection loan.
    • Overdraft privilege service.
  • Service Center

    Service Center

    • Find other services from your credit union.
    • Phone numbers, lost or stolen card info, and more.
    • Teller services to meet all your banking needs.
  • Secure Email

    Secure Email

    • Send a secure email to our Member Service Center.
    • Same security encryption as online banking.
    • Easy to do with a step-by-step guide.
  • Deposit Insurance

    Deposit Insurance

    • Your deposits are fully insured.
    • Insured by the NCUA to at least $250,000.
    • Excess deposits insured through the MSIC.